Quick Answer: How Do I Apply For Amazon Credit?

How do I get approved for Amazon credit?

You are more likely to be approved for this card if your credit score* meets the following minimum criteria:Excellent: Credit score above 720.Good: Credit score above 680.Fair: Credit score above 640..

What credit score do I need for Amazon card?

640 or higherA score of 640 or higher is the credit score needed for the Amazon Store Card. The better your credit score is, the higher your approval odds will be. Keep in mind that they will also look at your income, past delinquencies (if any), credit utilization, employment status, etc.

Does applying for Amazon card hurt credit?

1 Answer. Getting rejected for a credit card does not impact your credit score. However, applying for a credit card, whether or not you are approved, does impact your score temporarily. Each time your credit report is accessed by a creditor, an “inquiry” instance appears on your credit report.

What store card is easiest to get approved for?

Here are some of the easiest department store credit cards to get:Target REDcard: For people with fair credit or better. … Walmart Store Card: For people with fair credit or better. … Kohl’s Credit Card: For people with fair credit or better. … JCPenney Credit Card: For people with fair credit or better.More items…

Can I get a personal loan with a 550 credit score?

It’s very difficult to get an unsecured personal loan with a credit score under 550 on your own, without the help of a co-signer whose credit score is higher. Even the loans with the most lenient approval standards require a credit score of 585.

Is it easy to get an Amazon credit card?

Although the Amazon.com Store Card is easiest to obtain for those with at least fair credit, a number of cardholders report being accepted with credit scores around the 600 range.

How can I increase my Amazon credit?

Credit line increase: If you are interested in a credit line increase on your card, please call Synchrony Bank at 1-866-634-8379, or go to Synchrony Bank’s e-servicing site at syncbank.com/amazon and under Account Services at the top of the screen, select “Credit Line Increase”, to see if you are eligible.

What store card can I get with a 550 credit score?

Credit Cards for a 550 Credit ScoreSponsored OpenSky® Secured Visa® Credit CardSponsored First Progress Platinum Elite Mastercard® Secured Credit CardEditors’ Rating4.0 / 53.7 / 5Details, Rates & FeesLearn MoreLearn MoreWinnersOpenSky® Secured Visa® Credit CardCredit One Bank® Visa® Credit Card6 more rows

Does Amazon do a hard credit check?

Yes, the Amazon Store Card will do a hard pull. You will need a credit score of at least 640 to get it, which is on par with what most store cards require. … A hard pull usually causes an applicant’s credit score to drop by 5-10 points.

How long does it take to get approved for Amazon credit card?

2 to 4 weeksMost applications for the Amazon credit card get an instant decision, and you should be able to find that in your email inbox. If your application isn’t instantly approved, you’ll be informed of the application status after Chase has completed the review process, usually within 2 to 4 weeks after applying.

Can I get a credit card with a 450 credit score?

Credit Cards: 400-450 Credit Score. Credit cards are the easiest type of credit to get if you have a low credit score, even a very poor credit score below 450. Some credit card companies target consumers with such credit scores, either with unsecured subprime cards, secured credit cards, or retail store cards.